I am blessed to be a stay-at-home mom. This means that not only am I the homemaker and caretaker for our boys, I am also the household manager of our finances and household affairs.
I love all things fitness. I am learning to not only flex my physical muscles, but also to flex my financial muscles by learning to be financially fit.
Learning to be a good steward of our money, teaching my boys how to properly manage their money, as well as stay organized is no easy feat. I am learning. Here are my FIVE TIPS on how to be FINANCIALLY FIT.
Five Tips on how to be Financially Fit
1. Make a plan – Menu Plan! With three hungry little boys who are always (always!) eating. Having a plan and food on hand is helpful. This prevents last minute runs to the grocery store and calling take out for dinner. You have a plan. You made a menu plan. Stick with it.
2. Shop the Sales. Check the weekly Ads. Each week we receive a massive pile of advertisements from our local grocery stores. It is good practice to shop the sales ads to see if there is a favorite item that is on sale this week. Save money. Save a trip. Always refer back to #1 and make a menu plan using the sales ads!
3. Use Coupons. You can use and find coupons everywhere. You can use apps for your smart phone device, find and print coupons online, or purchase them with your weekly newspaper. If this method of money saving is for you… do it. There are many only blogs and websites to help you get started with your coupon clipping adventures.
4. Take a Lap. Stop to think. When shopping the store and you see an item that you think you have to have take a lap. If when you return after walking a lap around the store and you really want it, you can get it. Often times we are being impulsive and then second guess ourselves… realizing we didn’t need that item in the first place.
5. Give. Save. Spend. Growing up I was taught the value and importance of giving 10%, saving 10% and then spending (or living off) the rest of your paycheck. This requires commitment and trust that you will be a good steward of your money with the remainding 80% of your funds.
There are so many more financial tips and tricks out there… and many I am still learning myself. I am trying to learn to be financially fit and be a good steward of the money God has blessed our family with. It is a daily challenge.
With SunTrust Personal Banking they have many resources and tips on how to get started to get your finances organized to be financially fit.
What are some tips that you use to be a good steward of your money? How do you stay organized with your finances? What are some of your money saving tips?
At SunTrust Bank their purpose is lighting the way to financial well being. They help you get organized, make a plan, and stay on track so you can get and stay in control of your finances. When you are confident about about your money, you can save for your goals and splurge knowingly on what matters most to you.
To get started visit suntrust.com/getorganized.
This is a sponsored conversation written by me on behalf of SunTrust Bank. The opinions and text are all mine.
Rebecca Jo says
Love these reminders! I saw someone on Rachel Ray talk about how much she refuses to use coupons because its just a waste. I’m like, “have you NOT seen extreme couponing?” 🙂 All sorts of ways to make a way 🙂
Sheena says
My grandparents were super thrifty when I was growing up (and I’m pretty sure when my moms generation was being raised). Between his retirement (Air Force) and pension, they lived comfortably until my grandfather passed away, and that set up my grandmother still being able to take care of things and not worry about finances now that she’s in her mid-80’s. They taught me all about being frugal, and the importance of having 6 months of expenses in your savings at all times, in case something happened (knock on wood). Also, don’t ever cosign on anything for anyone HAHA